Investment Property Loans for Real Estate Investors

Real estate investors need different financing structures at different stages of a project. A property may require fast acquisition financing, renovation capital, short-term bridge funding or a longer-term rental strategy.

We help investors evaluate private and hard money financing options based on the property and intended business plan.

Financing Throughout the Investment Cycle

Investment-property financing may support a transaction from acquisition through renovation, stabilization, refinancing or sale.

Available options may depend on whether the property is:

  • Being purchased
  • Under renovation
  • Producing rental income
  • Vacant or transitional
  • Being prepared for sale
  • Being refinanced after improvements
  • Held as part of an investment portfolio

Common Financing Scenarios

Investors may request financing to:

  • Acquire an investment property quickly
  • Purchase through an LLC
  • Renovate a distressed property
  • Refinance existing private debt
  • Access equity for another project
  • Resolve a partnership or ownership transition
  • Stabilize a rental property
  • Prepare a property for permanent financing
  • Expand a real estate portfolio

Business-Purpose Real Estate Financing

The programs described on this website are primarily intended for business-purpose transactions secured by non-owner-occupied real estate.

They are not consumer mortgage programs for purchasing or refinancing a primary residence.

The borrower may be an LLC, corporation, partnership or individual acting for a legitimate investment or business purpose, subject to program requirements.

Frequently Asked Questions

What counts as an investment property?

An investment property is real estate acquired or held for rental income, renovation and resale, development, business use or another investment purpose rather than as the borrower’s primary residence.

Can I borrow through an LLC?

Many real estate investors use LLCs or other entities. Formation documents, ownership information and guarantees may be requested.

Can I refinance an investment property?

Refinancing may be available to replace existing debt, extend the project timeline, complete improvements or access eligible equity.

What property types are eligible?

Potentially eligible properties include single-family rentals, residential investment properties, multifamily buildings, mixed-use properties and commercial real estate.

Is the loan based only on the property?

The property is an important part of the decision, but the financing provider may also review credit, liquidity, experience, entity structure and exit strategy.

How do I get preliminary terms?

Submit the property address, requested loan amount, estimated value, loan purpose and closing timeline. Additional information may be requested before terms are issued.

Related Financing Options

Depending on the stage of your project, these programs may be a closer fit:

Request an Initial Review

Send the property address, requested loan amount, estimated value, loan purpose and closing timeline so we can review the transaction and identify possible structures.
Applications are accepted online 24/7. In-person meetings are available by appointment.
Beverly Hills, California
468 N Camden Dr, Suite 214A
Beverly Hills, CA 90210
Miami and Brickell, Florida
829 SW 1st Ave, Suite 68
Miami, FL 33130