Hard Money Loans in Fort Lauderdale

Broward County gives investors something Miami-Dade often does not: a large supply of older single-family homes and small apartment buildings that respond well to renovation. Hard Money Loan Lender reviews business-purpose financing requests for Fort Lauderdale and the surrounding Broward market, with Florida transactions handled from our Miami office.

We look at property in Fort Lauderdale, Wilton Manors, Oakland Park, Pompano Beach, Hollywood, Dania Beach, Plantation and Sunrise.

What Fort Lauderdale Investors Finance

• Older single-family homes bought for renovation and resale
• Duplexes and small apartment buildings being repositioned for higher rents
• Waterfront and canal-front houses where condition varies widely from the listing photos
• Short-term rental properties in permitted zones
• Retail, office and light-industrial buildings along the commercial corridors
• Refinances of maturing private debt on held Broward property

Conditions That Shape the Review

Roof age, wind mitigation, four-point inspection results and elevation frequently determine what an insurer will write and at what cost, and that cost feeds directly into whether a project pencils out. Older buildings also carry permit and code-compliance history that should be checked before a renovation budget is finalized.

The more accurately these items are described up front, the more useful an initial review will be.

Programs Available for Broward Projects

• Fix and Flip Loans
• Rental Property and DSCR Loans
• Bridge Loans
• Ground-Up Construction Loans
• Commercial Real Estate Loans
• Investment Property Loans

From Submission to Closing

• Send the property address, requested loan amount, purchase price or value, renovation budget and target closing date.
• We review the property, equity, plan and repayment source.
• Preliminary terms may be issued when a workable option is identified.
• Underwriting covers valuation, title, insurance, entity documents, budget and any lease review.
• Closing follows once the conditions are satisfied.

Initial decisions may be available within 24 hours, and qualified transactions may close in as little as 3–5 business days. Actual timing depends on inspection, insurance, title, documentation and underwriting. No outcome is guaranteed.

Read the full process

Frequently Asked Questions

Do you review waterfront property in Fort Lauderdale?

Canal-front and waterfront homes are reviewed regularly. Seawall condition, dock structures, elevation and insurance requirements are examined alongside value and the exit strategy.

Can renovation costs be included for an older Broward home?

Renovation budgets may be included in certain structures, with funds released through draws as work is completed. Scope of work, permits and contractor information are typically requested.

Are duplexes and small apartment buildings eligible?

Two-to-four-unit and certain larger multifamily properties may be considered. Current rents, occupancy, condition and the plan for stabilizing income are part of the review.

How much does insurance affect a Broward deal?

Significantly. Roof age, wind mitigation and flood zone all influence premium, and premium affects carrying cost and the realistic exit, so quotes should be gathered early.

Do you review short-term rental properties?

Certain short-term rentals may be considered where local rules permit the use. Permit status and documented revenue history are relevant.

Where are Florida requests handled?

From our Miami office at 829 SW 1st Ave, Suite 68. Applications are accepted online 24/7 and meetings are available by appointment.

Florida Office Serving Broward County

829 SW 1st Ave, Suite 68
Miami, FL 33130
(833) 435-9777
info@hardmoneyloanlender.online

Applications are accepted online 24/7. In-person meetings are available by appointment.

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